Common Misconceptions About IRMAA 2026 Many people mistakenly believe that IRMAA 2026 applies to all Medicare recipients. However, only those whose Modified Adjusted Gross Income (MAGI) exceeds specific thresholds set by the 2026 IRMAA brackets are affected. Another misconception is that IRMAA charges are permanent. In reality, they are recalculated annually based on your reported in... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets